Key Features
- Receive payments in seconds: Eligible incoming payments are credited within 10 seconds.
- Always available: The service operates round-the-clock, every day of the year.
- Enhanced payment options: SIC Instant Payments complement regular SIC payments for receiving funds.
- E-Banking visibility: Instant payments appear in e-banking as soon as they are processed, ensuring your account information is always up to date.
Eligibility
- Amount: Up to CHF 20,000 per payment
- Currency: Swiss francs (CHF)
- Geography: Domestic payments only, between accounts with Swiss IBANs
Benefits
- Immediate access to received funds
- Reliable, secure, and final settlement
- Instant confirmation for both sender and recipient
Availability
- Launch date: 2 February 2026
- Available for clients of EFG Bank AG Switzerland and EFG Bank European Financial Group SA
For more information, please visit our Q&A page.